How Do HVAC Systems Work? HVAC stands for Heating, Ventilation, and Air Conditioning. These systems regulate the temperature, humidity, and air quality inside your home to keep it comfortable all year round. Modern HVAC systems often use heat pumps or mini-splits, which are energy-efficient and all-electric—no need for gas! 🌡️ Types of HVAC Systems ✅ Ducted Central Air (Traditional) Uses ducts to distribute heated or cooled air. Requires regular maintenance and duct cleaning. Often paired with gas furnaces. Less efficient than newer electric systems. ✅ Mini Split / Ductless System (Modern) No ducts needed; uses wall-mounted units. Extremely efficient and perfect for retrofits or room-by-room control. Can heat and cool using electricity only. Ideal for homes with high ceilings or uneven temperatures. ✅ Heat Pump System Works as both a heater and air conditioner. Transfers heat rather than generating it—more efficient than gas. Works with or without ducts. Eligible for rebates and tax credits. 💵 HVAC Payment Options 💰 Cash Purchase (Best Long-Term Savings) Pay upfront and own the system. No monthly payments or interest. Eligible for local utility rebates & tax credits. Adds value to your home. 💳 Financing (Most Popular Option) Spread the cost over 5–20 years. $0 down options available. Low monthly payments. Still eligible for rebates and tax credits. Great for homeowners who want comfort now without paying everything upfront. 🔄 Lease / Service Contract Low or no upfront cost. You pay a fixed monthly fee for equipment and service. Usually includes maintenance and repairs. Ideal for those who prefer peace of mind and minimal responsibility. 🧊 HVAC vs. PG&E (Gas Heating) FeatureHVAC Heat Pump/Mini SplitPG&E Gas Furnace Energy SourceElectricity (cleaner)Natural Gas (fossil fuel) EfficiencyHigh (up to 300% efficiency)Moderate MaintenanceLowHigher (filters, vents) ComfortZoned temp. control availableWhole-home control only Rebates & Incentives✅ Yes (up to $6,500+)❌ None Monthly CostLower (if solar-powered)Increasing with gas prices 📦 Climate Energy Solutions – Your HVAC Experts We help you: ✅ Choose the right system ✅ Qualify for rebates & tax credits ✅ Get affordable financing or service contracts ✅ Lower your energy bills ✅ Add comfort & value to your home